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OptimumBank Holdings, Inc. (OPHC)

NYSE · Finance, Insurance & Real Estate · National Commercial Banks

Core research established · 4/4 core data layers currently established

What OptimumBank Holdings, Inc. does

Forward-Looking Statements We have made forward-looking statements in this Annual Report about the financial condition, results of operations, and business of our company. These statements are not historical facts and include expressions concerning the future that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from those contemplated by such forward-looking statements include, among other things, the following possibilities: ● general economic conditions, either nationally or regionally, that are less favorable than expected resulting in, among other things, a deterioration in credit quality and an increase in credit risk-related losses and expenses; ● changes in the interest rate environment that reduce margins; ● competitive pressure in the banking industry that increases…

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