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OneMain Holdings, Inc. (OMF)

NYSE · Finance, Insurance & Real Estate · Personal Credit Institutions

Core research established · 4/4 core data layers currently established

What OneMain Holdings, Inc. does

BUSINESS OVERVIEW This report combines the Annual Reports on Form 10-K for the year ended December 31, 2025 for OneMain Holdings, Inc. (“OMH”), a publicly held financial service holding company, and its wholly-owned direct subsidiary, OneMain Finance Corporation (“OMFC”). OMFC is the issuing entity of our outstanding public debt securities and all of OMFC’s common stock is owned by OMH. The information in this combined report is equally applicable to OMH and OMFC, except where otherwise indicated.

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