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Live Oak Bancshares, Inc. (LOB)

NYSE · Finance, Insurance & Real Estate · State Commercial Banks

Core research established · 4/4 core data layers currently established

What Live Oak Bancshares, Inc. does

General Live Oak Bancshares, Inc. (individually, “Bancshares” and collectively with its subsidiaries including Live Oak Banking Company, the “Company,” also referred to as “our” and “we”), headquartered in Wilmington, North Carolina, is the bank holding company for Live Oak Banking Company (the “Bank” or “Live Oak Bank”). The Bank was incorporated in February 2008 as a North Carolina-chartered commercial bank and operates an established national online platform for small business lending and deposit gathering. Bancshares was incorporated under the laws of the state of North Carolina on December 18, 2008, for the purpose of serving as the bank holding company of Live Oak Bank. Bancshares completed its initial public offering (“IPO”) in July 2015. The Company The Company predominantly originates loans partially guaranteed by the U.S.

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