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KINGSTONE COMPANIES, INC. (KINS)

Nasdaq · Finance, Insurance & Real Estate · Fire, Marine & Casualty Insurance

Core research established · 4/4 core data layers currently established

What KINGSTONE COMPANIES, INC. does

(a)Business Development General As used in this Annual Report, references to the “Company,” “we,” “us,” or “our” refer to Kingstone Companies, Inc. (the “Holding Company”) and its subsidiaries. We offer property and casualty insurance products through our wholly-owned subsidiary, Kingstone Insurance Company (“KICO”). KICO is a New York domiciled carrier writing business through retail and wholesale agents and brokers. KICO is actively writing personal lines and commercial auto insurance in New York, and in 2024 was the 12th largest writer of homeowners insurance in New York. KICO is also licensed in the states of New Jersey, Rhode Island, Massachusetts, Connecticut, Pennsylvania, New Hampshire, and Maine.

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