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Avidia Bancorp, Inc. (AVBC)

NYSE · Finance, Insurance & Real Estate · Savings Institutions, Not Federally Chartered

Core research established · 4/4 core data layers currently established

What Avidia Bancorp, Inc. does

FORWARD-LOOKING STATEMENTS This report contains forward-looking statements, which can be identified by the use of words such as “estimate,” “project,” “believe,” “intend,” “anticipate,” “assume,” “plan,” “seek,” “expect,” “will,” “may,” “should,” “indicate,” “would,” “contemplate,” “continue,” “target” and words of similar meaning. These forward-looking statements include, but are not limited to: • statements of our goals, intentions and expectations; • statements regarding our business plans, prospects, growth and operating strategies; • statements regarding the quality of our loan portfolio; and • estimates of our risks and future costs and benefits.

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